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Modern commercial real estate

American Commercial Lending

Nationwide Commercial Real Estate Financing

Offices in Philadelphia, PA, and Fort Lauderdale, FL — serving nationwide

Tailored capital solutions for purchase, refinance, and construction. Access to vast capital sources with the hands-on service of a boutique brokerage.

Apply Now opens the full application in our separate loan portal. Prefer a shorter start? Choose Quick Inquiry in the portal. This website never asks for Social Security numbers, bank-account details, or financial-document uploads.

20+

Years Experience

Nationwide

Lending Reach

Philadelphia & Fort Lauderdale offices

Google Reviews

Full

Capital Stack

Financing, structured around you

Comprehensive Loan Programs

From ground-up construction to stabilized multifamily acquisitions, we structure debt that aligns with your investment strategy.

Permanent Loans

Purchase and Refinance

Long-term financing for stabilized commercial and investment properties, including multifamily, retail, office, industrial, and mixed-use buildings. Fixed- and adjustable-rate options for purchases, rate-and-term refinances, and cash-out refinances.

Learn more about Permanent Loans

Construction Loans

Ground-up financing for single-family investment portfolios, multifamily, and commercial properties. Flexible draw schedules and competitive terms.

Learn more about Construction Loans

Bridge Loans

Short-term financing for acquisitions, renovations, and property repositioning while preparing for permanent financing. Our excellent bridge-lending relationships help connect borrowers with capital for transitional commercial and investment properties.

Learn more about Bridge Loans

Agency Loans

Non-recourse apartment building financing through Freddie Mac and Fannie Mae. Purchase and refinance programs for multifamily properties, with loan sizes from $1.5 million to $12 million.

Learn more about Agency Loans

Fix-and-Flip Loans

Experienced and New Investors

Financing to acquire and renovate investment properties, then either resell or hold them for rental income. Higher leverage and lower rates for experienced investors, plus programs for beginners.

Learn more about Fix-and-Flip Loans

Financing Across Asset Classes

Our deep industry relationships allow us to place debt across all major commercial property types nationwide, with extensive experience financing mixed-use properties.

View Recent Closings
Luxury townhomes representing one-to-four-family investment properties

1–4 Family Investment

Multifamily

Multifamily

Mixed-use property with apartments above street-level retail and restaurants

Mixed-Use Properties

Industrial

Industrial

Retail

Retail

Hospitality

Hospitality

Five-star client feedback

Google Reviews

See the Google listing for American Commercial Lending, Inc. in Philadelphia, including the latest rating and reviews.

Visit our Google listing

Rating checked October 9, 2026; visit Google for the latest rating and reviews.

Google rating

5.0/ 5

American Commercial Lending, Inc. — Commercial Mortgage Broker

1650 Market St, Ste 3600, Philadelphia, PA

Ready to discuss your financing needs?

Connect with our team to explore tailored capital solutions for your commercial real estate strategy.